The Government of Pakistan has rolled out the Prime Minister Laptop Loan Scheme 2025, a major step toward digital empowerment of the youth. This program is specifically designed to make modern laptops accessible for students, freelancers, and young professionals by offering interest-free loans on easy installments.
At a time when digital tools have become a necessity, the scheme aims to remove financial hurdles and give young Pakistanis the opportunity to excel in education, freelancing, and online businesses.
What Makes This Scheme Important?
- Provides interest-free laptop loans up to PKR 450,000.
- Offers multiple categories to suit different requirements.
- Supports students, freelancers, and IT professionals.
- Ensures online application submission for transparency.
- Prioritizes applicants from low-income households.
By empowering youth with access to technology, the scheme is expected to boost Pakistan’s IT exports and help young talent thrive in digital fields.
Loan Packages under the PM Laptop Scheme 2025
The program has been structured into three loan tiers to cater to varying needs:
- Basic Package – PKR 150,000
- Best for students who need laptops for online classes, research, or assignments.
- Standard Package – PKR 300,000
- Suitable for freelancers and intermediate-level professionals who require mid-range laptops for remote work.
- Premium Package – PKR 450,000
- For advanced users such as graphic designers, programmers, architects, or entrepreneurs needing high-performance devices.
Repayment will be made through manageable monthly installments spread over several years, ensuring affordability.
Who Can Apply? (Eligibility Criteria)
Applicants must meet the following requirements:
- Must be a Pakistani citizen.
- Age between 18 and 35 years.
- Eligible applicants include:
- Students currently enrolled in recognized universities/colleges.
- Freelancers with active profiles on Upwork, Fiverr, or similar platforms.
- Young professionals in early career stages.
- Government employees are not eligible.
- Applicants from financially weaker backgrounds will be given priority.
Required Documents for Application
To apply successfully, candidates must have:
- Scanned copy of CNIC (front and back).
- Recent passport-size photo.
- Proof of income (either applicant’s salary slip, bank statement, or guardian’s income details).
- Academic records such as certificates, transcripts, or university admission letter.
- Freelancers must provide links to their verified online work profiles.
Step-by-Step Application Process
The entire application process is online through the PM Youth Program portal. Here’s how to apply:
- Go to the PM Youth official portal.
- Register using your CNIC and email.
- Complete the application form with personal and academic details.
- Upload the required documents.
- Select the loan package that fits your needs (Basic, Standard, Premium).
- Submit the form for verification.
- Once approved, you’ll be notified with loan disbursement and laptop purchase details.
Why This Initiative Matters
The PM Laptop Loan Scheme 2025 isn’t just about financing laptops—it’s about building a stronger digital workforce. With better access to devices, Pakistan’s youth can:
- Improve their digital literacy.
- Enhance learning opportunities through online education.
- Start freelancing and earn in foreign currencies.
- Contribute to Pakistan’s IT and e-commerce growth.
This scheme directly aligns with the government’s goal of creating a digitally skilled and financially independent generation.
